DEBT ANNIHILATION PROCESS

Through the Eyes of PYC...

Identifying the Enemy

A Wise Man once said, "You will know a tree by observing the fruit it produces.  A bad tree cannot produce good fruit, nor can a good tree produce bad fruit.  You will know that tree by what it produces".   Many times lenders are said to be the cause of financial woes, other times it is insufficient funds, while other times it is debt.  In Identifying the Enemy we chose to "think outside of conventional wisdom" by going beyond lenders, insufficient funds and yes...even debt as the cause of financial detriment.

The Vicious Cycle

Momentum can be a beautiful thing and it can also be one of the most horrendous of forces.  While momentum can be the energy that propels an individual to success, it can also be the same energy that pulls one into a black hole of oblivion.   The Vicious Cycle is one of the horrendous forces stemming from minor repetition, growing to something major and out of control.  We attempt to identify its deceptive behavior and the behaviors that fuel it, aiming to reverse its strength to work for our benefit.

The Debt Annihilation Process

To annihilate is "to destroy completely" - something we wish to do to the detrimental way of thinking.  Someone who annihilates has been empowered to demolish a poverty-stricken mentality - someone who can do away with psychological obstacles and combat financial battles.  It is during The Debt Annihilation Process that we hit debt where it hurts.  It is during this process that we observe momentum as a beautiful thing and utilize the force designed to bury us, to thrust us into dimensions made for us.

The Services

While we strive to provide multiple analytical opportunities, again…our goal is not to merely offer debt analyses. We attempt to focus on addressing the symptoms of financial detriment and its root.  Notice we call it The Debt Annihilation Process, "to destroy completely".  Three entities make up PYC’s Debt Annihilation Process:  (1) Debt Management (2) The Debt Annihilation Process and (3) Your Debt Annihilation Process.  Several types of analyses make up these facets and are catered to meet certain situations.   We provide our debt annihilation services by:

• Defining and identifying managed and unmanaged debt
• Defining and identifying the debt-to-income ratio
• Providing loan comparisons using One Year debt analyses
• Providing amortization schedule reviews for loan structures
• Providing interpersonal solutions towards debt annihilation